Rent-A-Center lets you return a rented item at any time with no penalty, but since you're renting rather than buying, you don't get a refund of what you've already paid — you just stop owing future payments.
Returning Doesn't Mean Losing Everything You've Paid
Under Rent-A-Center's Worry-Free Guarantee, you can return furniture, electronics, computers, or appliances at any time by bringing the item back to a local store, and your agreement ends with no further payments owed and no early termination charge. You won't be refunded for payments already made, but Rent-A-Center keeps a record of that payment history through its Lifetime Reinstatement program — meaning you can come back later, even up to two years afterward, and pick up where you left off on the same item or a similar one, rather than starting over from zero.
| Returning an item early |
No penalty and no early termination charge — return to your local Rent-A-Center store to end the agreement |
| Refund for payments already made |
None — rental payments aren't refunded, since you're paying for use, not a purchase |
| Lifetime Reinstatement |
Your payment history is kept on file; you can resume the same or a similar item later, in some cases up to two years afterward |
| Comeback Coupon (reinstatement voucher) |
Can be used to pick up where you left off, get months off a new term ("switch & save"), or shared with someone else |
| Repairs and maintenance |
Covered at no cost while the item is on rent, with a comparable loaner provided during service, under the Worry-Free Guarantee |
Terms can be updated and may vary somewhat by state (for example, New Jersey has its own agreement duration rules). Review your specific rental agreement for full details.
Frequently Asked Questions
Can I return something to Rent-A-Center early without a penalty?
Yes, you can return the item at any time to your local store with no penalty and no early termination charge.
Do I get my money back if I return a Rent-A-Center item?
No, rental payments already made aren't refunded — you're paying for use of the item, not purchasing it outright.
What is Rent-A-Center's Lifetime Reinstatement?
A program that keeps your payment history on file after a return, letting you resume the same or a similar item later, sometimes up to two years afterward.
Does Rent-A-Center cover repairs on rented items?
Yes, under the Worry-Free Guarantee, repairs are covered at no cost while the item is on rent, with a loaner provided if needed.
