Home Depot gives you 90 days for most returns, but a Home Depot credit card stretches that to a full year — and live trees, shrubs, and perennials come with their own one-year guarantee regardless of how you paid.
A Home Depot Credit Card Extends Returns to 365 Days
Purchases made with The Home Depot Consumer Credit Card, Pro Xtra Credit Card, or a Commercial Account get a full 365-day return window instead of the standard 90 days. Separately, trees, shrubs, roses, and perennials carry their own one-year guarantee no matter how they were paid for — if the plant dies within a year, bring it back with your receipt for a replacement or refund.
| Standard return window |
90 days from purchase, for most new merchandise |
| Home Depot credit card purchases |
365 days instead of 90, for Consumer Credit Card, Pro Xtra Credit Card, or Commercial Account purchases |
| Trees, shrubs, roses, and perennials |
One-year guarantee — dead plants can be returned with receipt for replacement or refund, regardless of payment method |
| Major appliances |
Defects or damage must be reported within 48 hours of delivery or pickup to qualify for return |
| Consumer electronics, furniture, gas-powered outdoor equipment |
30-day window (TVs, computers, chainsaws, mowers, log splitters, paint sprayers, etc.) |
| Without a receipt |
Home Depot can often look up the purchase via the card used or a government-issued ID within 90 days |
Return windows vary significantly by product category, so check the specific rule for what you bought before assuming the standard 90 days applies.
Frequently Asked Questions
How many days do you have to return something to Home Depot?
90 days for most items, extended to 365 days if you paid with a Home Depot credit card.
Does Home Depot guarantee plants?
Yes. Trees, shrubs, roses, and perennials come with a one-year guarantee — if the plant dies, you can return it with your receipt for a replacement or refund.
How long do I have to return a major appliance to Home Depot?
Defects or damage must be reported within 48 hours of delivery or pickup.
What is Home Depot's return window for electronics and outdoor power equipment?
30 days, for items like TVs, computers, chainsaws, mowers, and log splitters.
